Terms and Conditions

Effective Date: July 31, 2026

These Terms and Conditions govern your access to and use of the websites operated by Beltway Holding Group, LLC, doing business as Yes I Pay Cash – We Buy Houses, including:

yesipaycash.com
yesipaycash-pa.com
yesipaycash-nj.com

These websites may be referred to individually as the “Website” and collectively as the “Websites.” Beltway Holding Group, LLC may be referred to as “Yes I Pay Cash,” “Company,” “we,” “us,” or “our.”

By accessing or using any of our Websites, submitting information through a Website form, or otherwise interacting with our Websites, you agree to these Terms and Conditions. If you do not agree to these Terms, you should not use the Websites.

1. About Yes I Pay Cash

Beltway Holding Group, LLC is a Maryland limited liability company that operates under the trade name Yes I Pay Cash – We Buy Houses.

We operate as a real estate investment company that evaluates residential properties for possible purchase. We primarily serve property owners in Maryland, Pennsylvania, New Jersey, and Delaware, although our service areas may change.

Our contact information is:

Beltway Holding Group, LLC
d/b/a Yes I Pay Cash – We Buy Houses
9 W. Ridgely Road, Suite 132
Lutherville, Maryland 21093

Phone: (443) 200-4882
Email: support@yesipaycash.com

2. Eligibility to Use the Websites

You must be at least 18 years old and legally capable of entering into a binding agreement to use the Websites.

By submitting information about a property, you represent that you are:

The property owner;
An authorized representative of the property owner;
An heir, personal representative, trustee, attorney-in-fact, or other person with authority relating to the property; or
Otherwise legally authorized to provide the information submitted.

You may not submit information about another person or property without appropriate authorization.

3. Website Purpose

The Websites provide information about our real estate investment services and allow property owners or their authorized representatives to request information or discuss a potential property sale.

The Websites do not constitute:

A guaranteed offer to purchase property;
A binding real estate purchase agreement;
A property appraisal;
A brokerage agreement;
Legal, financial, tax, probate, foreclosure, title, or investment advice; or
A promise that a transaction will close within a specific period.

Website content is provided for general informational purposes only.

4. Property Information Submissions

When you submit a form through one of our Websites, we may request information such as:

Your name;
Telephone number;
Email address;
Property address;
Property type;
Property condition;
Repair needs;
Occupancy status;
Reason for considering a sale;
Desired selling or closing timeframe; and
Other information relevant to evaluating the property.

You agree to provide information that is accurate and complete to the best of your knowledge.

Submitting a form or speaking with a Company representative:

Does not require you to sell your property;
Does not require us to make an offer;
Does not create a contract between you and the Company;
Does not create an agency, brokerage, fiduciary, advisory, or attorney-client relationship;
Does not guarantee a particular purchase price; and
Does not guarantee that a transaction will close.

We may decline to evaluate or make an offer on any property for any lawful reason.

5. Property Evaluations and Offers

Any preliminary property valuation, price range, verbal estimate, written estimate, or proposed offer may depend on information available at the time it is provided.

We may consider factors including:

The property’s location;
Comparable property sales;
Estimated after-repair value;
Current property condition;
Anticipated repair and renovation costs;
Title condition;
Occupancy;
Market conditions;
Holding and transaction costs;
Anticipated resale costs; and
The risks associated with purchasing and improving the property.

Any proposed offer may remain subject to:

An interior or exterior inspection;
Verification of property information;
Contractor or repair estimates;
Title and lien review;
Ownership verification;
Probate or estate documentation;
Municipal, zoning, permit, or code information;
Occupancy verification;
Confirmation of comparable sales;
Market changes; and
Other customary due-diligence matters.

We may revise or withdraw a preliminary offer when inspections, records, title research, property conditions, seller disclosures, or other due-diligence findings differ from the information originally provided.

No purchase obligation exists unless the appropriate parties enter into a fully executed written real estate purchase agreement.

6. No Guaranteed Closing Timeline

Statements concerning the possibility of closing in 7 days, 14 days, or another timeframe describe what may be possible in certain transactions. They do not guarantee that every transaction will close within that period.

Closing timelines may depend on:

Clear and marketable title;
Seller cooperation;
Probate or estate requirements;
Existing mortgages, judgments, taxes, or liens;
Bankruptcy proceedings;
Foreclosure status;
Tenant or occupant issues;
Contractual contingencies;
Required inspections;
Title company or attorney processing;
Government or court approvals; and
Other circumstances outside our control.

Each property and transaction involves different facts.

7. No Commissions, Fees, and Closing-Cost Statements

We may advertise that qualifying sellers can sell directly to us without paying a traditional real estate commission and that we may pay certain customary closing costs.

These statements apply when specified in the signed purchase agreement or transaction documents. The actual allocation of closing costs, taxes, liens, judgments, recording charges, utility balances, transfer charges, or other expenses depends on the property, applicable law, and the final written agreement.

A seller may remain responsible for obligations attached to the property or seller, including outstanding loans, taxes, judgments, liens, municipal charges, probate expenses, association balances, or other debts.

8. Contract Assignment and Affiliated Purchasers

Where permitted by the applicable purchase agreement and law, the Company may:

Assign its rights under a purchase agreement;
Designate another person or entity to take title;
Purchase through an affiliated or related entity;
Purchase through a property-specific limited liability company;
Participate in a joint venture; or
Work with another investor, funding source, contractor, title company, attorney, or transaction partner.

The name of the entity taking title may differ from the Company name shown on the Website or initial purchase agreement.

Nothing in these Terms independently grants a right to assign a particular contract. Assignment rights will depend on the terms of the applicable written purchase agreement and governing law.

9. Real Estate License Disclosure

W. Tariq Thomas holds a Maryland real estate license.

Unless a separate written brokerage agreement expressly states otherwise, W. Tariq Thomas and the Company act as real estate investors and prospective principals in a transaction, not as the property owner’s real estate broker, agent, representative, or fiduciary.

The Company may seek to purchase property for its own account, through an affiliated entity, through a designated entity, or for investment purposes.

Using the Websites, submitting a property form, speaking with a Company representative, or receiving an offer does not create a broker-client, agent-client, fiduciary, or advisory relationship.

Property owners may seek advice from their own:

Real estate agent;
Attorney;
Accountant;
Tax professional;
Financial advisor;
Appraiser; or
Other independent professional.

10. Independent Decision-Making

You remain responsible for evaluating whether a proposed transaction meets your needs.

Before signing a purchase agreement, you may:

Compare our offer with other investor offers;
Consult a licensed real estate agent regarding a potential listing;
Obtain an independent appraisal or valuation;
Obtain repair estimates;
Consult an attorney;
Review possible tax consequences; and
Consider other available selling options.

We do not guarantee that our proposed purchase price will equal the property’s market value, appraised value, tax-assessed value, or the price the property might receive through a traditional retail listing.

Our offers generally account for anticipated repairs, transaction costs, holding costs, market risks, resale costs, and an expected investment return.

11. Telephone Calls, Text Messages, and Emails

When you provide your contact information, you authorize us to respond to your inquiry through the contact methods you request or separately authorize, which may include:

Telephone calls;
Text messages; and
Email.

Where you provide legally valid consent through a Website form or another method, communications may use automated technology, prerecorded or artificial voice technology, an automated telephone dialing system, or similar communication tools.

Consent to receive automated or marketing communications is not a condition of receiving general information or discussing a property offer unless clearly stated and legally permitted.

Message frequency may vary. Standard message and data rates may apply.

You may request that communications stop by:

Replying STOP to text messages;
Using the unsubscribe link included in applicable marketing emails;
Asking a representative to place you on our internal do-not-contact list; or
Contacting us at support@yesipaycash.com or (443) 200-4882.

We may send a limited confirmation acknowledging an opt-out request. We may also continue sending nonmarketing communications when legally permitted or necessary to administer an active inquiry, agreement, transaction, or request.

You represent that any telephone number or email address you submit belongs to you or that you have authority to provide it.

12. Privacy and Tracking Technologies

Our collection and use of personal information are also governed by our Privacy Policy, available at:

https://yesipaycash.com/privacy-policy/

The Websites may use cookies, pixels, analytics technologies, call-tracking tools, and similar technologies for purposes such as:

Operating the Websites;
Remembering preferences;
Measuring Website traffic;
Understanding visitor activity;
Improving Website performance;
Measuring advertising effectiveness;
Retargeting or remarketing;
Preventing fraud or misuse; and
Responding to inquiries.

These technologies may include services associated with:

Google Analytics;
Google Ads;
Meta Pixel;
Microsoft Advertising or Bing Ads;
YouTube;
Call-tracking providers;
Podio;
SmrtPhone; and
Other website, advertising, analytics, CRM, hosting, or communication providers.

Third-party providers may collect or process information according to their own privacy policies and terms.

Your browser, device, or cookie-consent tool may allow you to restrict certain tracking technologies. Disabling cookies may affect Website functionality.

13. Reviews, Testimonials, and Transaction Examples

The Websites may display:

Customer reviews;
Seller testimonials;
Better Business Bureau information;
Star ratings;
Transaction stories;
Before-and-after information;
Closing timelines;
Property photographs; and
Statements regarding homeowners served or properties purchased.

Reviews and testimonials reflect the experiences or opinions of the individuals who provided them. They do not guarantee that every seller will receive the same offer, timeline, financial result, or experience.

Transaction results depend on individual circumstances, property condition, title status, location, market conditions, seller cooperation, and other factors.

We intend for reviews, testimonials, and marketing claims to remain truthful and accurate. However, third-party ratings, review totals, and accreditation information may change after they appear on a Website.

14. Educational Content Disclaimer

The Websites may contain articles, videos, guides, frequently asked questions, and other content concerning topics such as:

Selling property;
Foreclosure;
Probate and inherited property;
Liens and title issues;
Tenants and landlords;
Divorce;
Bankruptcy;
Property repairs;
Cash offers;
Real estate transactions; and
Other property-related matters.

This content provides general educational information. It does not replace advice from a licensed attorney, accountant, tax professional, real estate agent, appraiser, financial advisor, or other qualified professional.

Laws, regulations, court procedures, market conditions, and industry practices change. We do not guarantee that every item of Website content will remain current, complete, or applicable to your circumstances.

15. Intellectual Property

Unless otherwise stated, the Websites and their original content belong to the Company or its licensors. Protected content may include:

The Yes I Pay Cash – We Buy Houses name;
Logos and branding;
Website text;
Articles;
Videos;
Photographs;
Graphics;
Advertisements;
Page layouts;
Forms;
Downloadable materials;
Designs; and
Other original materials.

You may view and print Website content for your personal, noncommercial use.

You may not, without prior written permission:

Copy or republish substantial Website content;
Sell, license, or commercially exploit Website content;
Remove copyright, trademark, or ownership notices;
Scrape or harvest Website data;
Use automated systems to copy Website content;
Impersonate the Company;
Misuse our trademarks or branding; or
Create a misleading association with the Company.

Third-party names, trademarks, logos, reviews, videos, and content belong to their respective owners.

16. Acceptable Use

You agree not to use the Websites to:

Violate any law or regulation;
Submit false, fraudulent, or misleading information;
Impersonate another person;
Submit property information without authorization;
Interfere with Website security or operation;
Introduce malware or malicious code;
Attempt unauthorized access to Website systems;
Collect information about other users;
Send spam or abusive communications;
Engage in fraudulent real estate activity; or
Use Website content to mislead consumers.

We may restrict or block access to the Websites when we reasonably believe a user has violated these Terms or threatens the security, operation, or integrity of the Websites.

17. Third-Party Websites and Services

The Websites may contain links to or integrations with third-party websites and services, including:

Government agencies;
Social media platforms;
Video platforms;
Review platforms;
Mapping services;
Title companies;
Attorneys;
Real estate professionals;
Contractors;
Technology providers; and
Other resources.

We do not own or control third-party websites. A link does not necessarily constitute an endorsement, partnership, or guarantee.

We are not responsible for third-party:

Content;
Availability;
Security;
Privacy practices;
Products;
Services;
Statements; or
Business conduct.

Your use of a third-party service remains subject to that provider’s terms and privacy practices.

18. Website Availability and Accuracy

We work to provide helpful and accurate information, but we do not guarantee that the Websites will always remain:

Available;
Uninterrupted;
Secure;
Error-free;
Free from harmful components;
Complete; or
Current.

Property information, service areas, statistics, reviews, closing timelines, market information, and other Website content may change.

We may modify, suspend, remove, or discontinue any Website feature or content without notice.

19. Disclaimer of Warranties

To the fullest extent permitted by law, the Websites and their content are provided on an “as is” and “as available” basis.

The Company disclaims all express or implied warranties regarding the Websites, including implied warranties of:

Merchantability;
Fitness for a particular purpose;
Noninfringement;
Accuracy;
Availability;
Security; and
Reliability.

Nothing in this section limits warranties or rights that cannot legally be excluded.

20. Limitation of Liability

To the fullest extent permitted by law, the Company and its owners, members, managers, employees, agents, contractors, affiliates, service providers, successors, and assigns will not be liable for indirect, incidental, special, exemplary, punitive, or consequential damages arising from or related to:

Your use of or inability to use a Website;
Reliance on Website content;
Property information you submit;
Third-party services;
Unauthorized access to information;
Website interruptions;
Lost opportunities;
Lost profits; or
Decisions made based on Website content.

To the fullest extent permitted by law, the Company’s aggregate liability arising solely from your use of the Websites will not exceed $100.

This limitation does not apply where applicable law prohibits such a limitation.

Nothing in these Terms limits rights or remedies that cannot legally be waived.

21. Indemnification

To the fullest extent permitted by law, you agree to defend, indemnify, and hold harmless the Company and its owners, members, managers, employees, agents, contractors, affiliates, successors, and assigns from claims, damages, liabilities, losses, and expenses arising from:

Your misuse of a Website;
Your violation of these Terms;
Information you submit without authorization;
Your violation of another person’s rights; or
Your unlawful or fraudulent activity.

This provision does not require you to indemnify a party for conduct for which indemnification cannot legally be required.

22. Governing Law and Venue

These Terms will be governed by the laws of the State of Maryland, without regard to conflict-of-law rules.

Any lawsuit or judicial proceeding arising from these Terms or your use of the Websites must be brought in a state or federal court with appropriate jurisdiction located in or serving Baltimore County, Maryland.

You consent to the personal jurisdiction and venue of those courts.

This section does not prevent either party from bringing a claim in another jurisdiction when applicable law gives that party a nonwaivable right to do so.

23. Changes to These Terms

We may revise these Terms periodically.

When we make changes, we may update the effective date at the top of the page. Revised Terms will become effective when posted unless otherwise stated.

Your continued use of a Website after revised Terms become effective constitutes acceptance of the revised Terms.

Material changes affecting existing transactions will not replace the terms of an already signed purchase agreement unless the parties agree in writing.

24. Severability

If a court determines that any provision of these Terms is unlawful, invalid, or unenforceable, that provision will be enforced to the maximum extent permitted or severed when necessary.

The remaining provisions will continue in effect.

25. No Waiver

Our failure to enforce a provision of these Terms does not waive our right to enforce that provision later.

A waiver must be in writing and applies only to the specific matter for which it was given.

26. Entire Agreement Regarding Website Use

These Terms and our Privacy Policy constitute the general agreement between you and the Company regarding use of the Websites.

A signed real estate purchase agreement, assignment, addendum, disclosure, closing document, or other transaction-specific agreement will control over these Website Terms when the documents address the same transaction-specific issue.

27. Contact Us

Questions about these Terms and Conditions may be directed to: