Table of Contents Quick Answer Maryland homeowners feel stuck because moving now often means trading an old mortgage rate for a much higher one, a dynamic called the “lock-in effect.” Rates had been easing through most of 2026, and then a Federal Reserve hike in September pushed 30-year mortgages back above 7%, the highest level
Table of Contents What happens if a house doesn’t appraise in Maryland can turn your exciting home sale into a frustrating nightmare overnight. Picture this: you’ve finally found the perfect buyer, negotiated a fair price, and you’re already mentally spending that sales proceeds. Then boom – the appraisal comes back $15,000 below your agreed sale
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Table of Contents Quick Answer: Fair market value (FMV) is the price a property would sell for between a willing buyer and a willing seller, both reasonably informed and under no pressure to act. It’s the standard used for pricing, negotiating, and in Maryland, differs meaningfully from the assessed value your county uses to calculate
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Table of Contents Quick Answer: A comparative market analysis (CMA) is a report, typically prepared by a real estate agent, that estimates a home’s fair market value by comparing it to similar, recently sold properties nearby. It’s the standard tool for setting a listing price, and most agents provide one for free. Cash buyers, including
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Table of Contents Quick Answer: For most sellers, no – a pre-listing appraisal is rarely worth the cost. A free comparative market analysis (CMA) from an agent covers similar ground, and if your buyer is financing the purchase, their lender will order its own appraisal anyway, from an appraiser of their choosing. A pre-listing appraisal
Should You Get an Appraisal Before Selling Your Maryland Home? Read More »
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